About
A qualified Chartered Accountant and JAIIB-certified banking professional with
extensive experience in the banking and financial services sector. I have worked with
prominent banking institutions, including public sector and private sector banks, gaining
hands-on exposure to credit operations, financial analysis, regulatory compliance, risk
management, customer relationship management, and banking administration.
My experience in government banking institutions has provided me with a strong
understanding of banking regulations, priority sector lending, treasury and branch
operations, loan processing, recovery mechanisms, and compliance with RBI guidelines.
This practical banking background, coupled with my professional qualification as a
Chartered Accountant, enables me to offer comprehensive financial and advisory
solutions to clients.
As the Proprietor of Kumar Nitish & Co., Chartered Accountants, I provide professional
services in the areas of audit and assurance, taxation, GST, accounting, financial
reporting, company law compliances, business advisory, and banking-related
consultancy services.
I am committed to delivering practical, ethical, and value-driven solutions that help
businesses and individuals meet their financial, regulatory, and strategic objectives.
Professional Qualifications
Chartered Accountant (ACA)
JAIIB (Junior Associate of Indian Institute of Bankers)
Bachelor of Commerce (B.COM)
Professional Experience
Experience in Government Sector Banking Operations
Experience with Leading Private Sector Banks including HDFC Bank and Yes Bank
Expertise in Credit Appraisal and Financial Analysis
Banking Compliance and Regulatory Reporting
Loan Documentation and Banking Operations
Risk Assessment and Internal Controls
Core Areas of Practice
Statutory Audit & Tax Audit
GST Advisory and Compliance
Income Tax Planning and Return Filing
Company Incorporation and ROC Compliances
Accounting and Bookkeeping Services
Financial Statement Preparation
Project Reports and CMA Data Preparation
Bank Finance and Loan Consultancy
Internal Audit and Risk Management
Business Advisory Services
Professional Motto
"Delivering trusted financial solutions with integrity, professionalism, and excellence."