CA NITISH KUMAR (Prop. Kumar Nitish & CO)

About

A qualified Chartered Accountant and JAIIB-certified banking professional with extensive experience in the banking and financial services sector. I have worked with prominent banking institutions, including public sector and private sector banks, gaining hands-on exposure to credit operations, financial analysis, regulatory compliance, risk management, customer relationship management, and banking administration. My experience in government banking institutions has provided me with a strong understanding of banking regulations, priority sector lending, treasury and branch operations, loan processing, recovery mechanisms, and compliance with RBI guidelines. This practical banking background, coupled with my professional qualification as a Chartered Accountant, enables me to offer comprehensive financial and advisory solutions to clients. As the Proprietor of Kumar Nitish & Co., Chartered Accountants, I provide professional services in the areas of audit and assurance, taxation, GST, accounting, financial reporting, company law compliances, business advisory, and banking-related consultancy services. I am committed to delivering practical, ethical, and value-driven solutions that help businesses and individuals meet their financial, regulatory, and strategic objectives. Professional Qualifications  Chartered Accountant (ACA)  JAIIB (Junior Associate of Indian Institute of Bankers)  Bachelor of Commerce (B.COM) Professional Experience  Experience in Government Sector Banking Operations  Experience with Leading Private Sector Banks including HDFC Bank and Yes Bank  Expertise in Credit Appraisal and Financial Analysis  Banking Compliance and Regulatory Reporting  Loan Documentation and Banking Operations  Risk Assessment and Internal Controls Core Areas of Practice  Statutory Audit & Tax Audit  GST Advisory and Compliance  Income Tax Planning and Return Filing  Company Incorporation and ROC Compliances  Accounting and Bookkeeping Services  Financial Statement Preparation  Project Reports and CMA Data Preparation  Bank Finance and Loan Consultancy  Internal Audit and Risk Management  Business Advisory Services Professional Motto "Delivering trusted financial solutions with integrity, professionalism, and excellence."