principal and interest

FAQ on Housing Loan and Income tax benefit (Things You Must know)

First Equated monthly instalment (EMI) amount is to be divided into the principal and interest components. The repayment of principal amount of the loan can be claimed as a deduction under section 80C up to a maximum amount of Rs.1 lakh. The repayment of the interest portion of the EMI is also allowed as a deduction under section 24 under the head “income from house property” upto Rs.1,50,000/- for self occupied property and full amount in case of let-out property.
Full Article

RBI Issued Circular on Prudential Guidelines on Restructuring of Advance by Banks

RBI/2008-09/ 428 DBOD No. BP. BC. 121 /21.04.132/ 2008-09 Dated: April 9, 2009 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs & LABs) Dear Sir, Prudential Guidelines on Restructuring of Advance by Banks 1. Please refer to our circular RBI/2008-09/ 143 DBOD No.BP.BC.No. 37/21.04. 132/ 2008-09 dated August 27, [...]
Full Article
Copyright © TaxGuru 2011. All Rights Reserved.
About Us - Advertise - Privacy Policy - Back to top