collateral security

No collateral required for loans to SC/ST- Mukherjee

The government today said the provision of collateral security for getting loans from banks has been waived for SC/ST as part of measures to grant them easier access to credit. "There is no need for collateral security for these sections for getting bank loans," Finance Minister Pranab Mukherjee told the Lok Sabha while replying to supplementaries during the Question Hour.
Full Article

RBI issued circular on providing Collateral Free loans to Micro and Small Enterprises(MSEs)

Collateral Free loans – Micro and Small Enterprises(MSEs) Please refer to our circular RPCD.SME&NFS. BC No. 84A /06.02.31(P)  /2008-09 dated January 20, 2009 regarding extending collateral free loans upto Rs. 5 lakh sanctioned to the units of MSE sector (both manufacturing and service enterprises) as defined under  MSMED Act, 2006. We have received enquiries as [...]
Full Article

Increase in exemption of collateral security in respect of individual and group loans under SGSY Scheme

RBI/2009-10/ 127 —RPCD.SP.BC.No 12 /09.01.01/2009- 10 August 24, 2009 The Chairman /Managing Directors, All Indian Public Sector Banks(Excluding RRBs) Dear Sir/Madam, Increase in exemption of collateral security in respect of individual and group loans under  Swarnjayanti Gram Swarozgar Yojana (SGSY) Scheme Please refer to our Circulars No.RPCD.SP.BC23/ 09.01.01/ 99 -2000 dated September 1, 1999 and RPCD.SP.BC.113/ [...]
Full Article
Copyright © TaxGuru 2011. All Rights Reserved.
About Us - Advertise - Privacy Policy - Back to top