• Sep
  • 14
  • 2015

Section 80DD Deduction- Medical expense of disabled dependent

Article ID 36505 | Posted In Income Tax | , | 182 Comments » Print Friendly and PDF

CA Sandeep Kanoi

CA Sandeep KanoiDeduction u/s. 80DD for expenses on maintenance/ medical treatment of disabled dependent

In Past few years cost of medical treatment has shoot up very sharply and has made medical treatment almost out of reach of Lower and Middle class families in India. Government of India has in order to provide some relief to those who have a dependent with disability or sever disability provided some relief’s from Income tax under section 80DD of the Income Tax Act, 1961.

Who is eligible to claim deduction?

· Individual or a Hindu undivided family, who is a resident in India.

· Deduction u/s 80DD is not available to non-resident Indian (NRI).

1212135454What Expenses are eligible for deduction?

· Expenditure for the medical treatment (including nursing), training and rehabilitation of a disabled dependent.

· Money paid to Life Insurance Corporation (LIC), Unit Trust of India or any other insurer for the purpose of buying specified scheme or insurance for the purpose of maintenance of such dependant.

Definition of relative: Who can be your disabled dependant?

⇒ For individuals, your spouse, son / daughter (any child), parents and brother / sister (siblings) can be your handicapped dependants.

⇒For HUFs, any member of the HUF can be a disabled dependant.

⇒The disabled person should be wholly or mainly dependant on you for his / her support and maintenance, and should not have claimed deduction under section 80U.

Read More- Budget 2015- Section 80DD deduction Limit Raised

Some considerations for the insurance premium

· Not all schemes qualify – there are specific schemes meant for this purpose. The policy has to insure your life. i.e. it should be in your name.

· Premium is required to be paid on annual basis or a lump sum amount for the benefit of the disabled dependant.

· Nomination of Policy should be in the name of (a) your disabled dependant, or (b) any other person or trust that would receive the money for the benefit of your disabled dependant

Policies in which one can invest

lic121223♣  Life Insurance Corporation of India offers Jeevan Vishwas policy for the benefits of parents or guardian of person with physical disabilities which qualify for tax benefit under Section 80DD.

This policy ensure that the dependant person with physical handicap does not have to depend on anybody for financial support in case something happens to his parent or guardian.  Jeevan Vishwas is a policy which participates in profits.

Under this insurance policey, the life of the person, on whom the handicapped person is dependant, is insured. In case the dependant dies before the guardian/parent, the parent/guardian will have the option to either keep the policy for a reduced paid-up sum assured or entitled to receive the refund of premiums paid.

However if the parent/guardian dies before the dependant, 20% of the lump sum assured becomes payable for the benefit of the dependant. Moreover the balance is paid by way of monthly annuity for 15 years for sure and thereafter for life on the life of dependant.

♣ The health insurance cover provided by National Trust needs special mention. The trust has introduced “Niramaya” health Insurance Scheme for persons with disabilities like Autism, Cerebral Palsy and Mental Retardation etc. Under this scheme, for those who have family income of less than Rs. 15,000 per month, you need to make a payment of Rs. 250 per year. For the person having family income of more than Rs. 15,000 per month is required to pay an amount of Rs.500 per year. For the families which are Below Poverty Line (BPL) this scheme is free, provided the applicant holds the BPL card. This scheme covers health expenses up to a limit of Rs. 100,000 per year for the person suffering from these disabilities. The scheme is administered by National Trust in collaboration with ICICI Lombard. Under this scheme even existing disease are covered without any medical check up. Moreover this plan covers routine expenses like medical check up, transportation and corrective surgery etc. which are not covered under regular health insurance products.

What is considered as disability and Severe Disability?

Disability would be as defined under clause (i) of section 2 by the “Persons with Disabilities (Equal Opportunities, Protection of Rights and Full Participation) Act, 1995” and will also include disabilities  referred to in clauses (a), (c) and (h) of section 2 of National Trust for welfare of Person with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999.

It includes the following:

· Blindness

· Low vision

· Leprosy-cured

· Hearing impairment

· Locomotor disability

· Mental retardation

· Mental illness

· Autism

· Cerebral palsy

· Multiple disabilities

A person with disability means a person suffering from not less than 40% of any of the above disabilities.

Severe disability means 80% or more of one or more of the above disabilities.

Other Conditions to claim deduction

· For claiming the deduction in respect of the above, you have to furnish a medical certificate of disability from a Government Hospital certifying the disability of the dependant. The certificate needs to be renewed periodically.

· For people having Autism, Cerebral Palsy or multiple disabilities, form number 10-IA needs to be filled up. There are two other formats for person suffering from mental illnesses and all other disabilities.

· People have to furnish self declaration certifying the expenditure incurred on account of medical treatment (including nursing), training and rehabilitation of the handicapped dependant.

· You do not have to preserve the actual receipts for expenses incurred. However you will have to produce the actual receipts in case you claim deduction in respect of payment made to LIC, UTI etc for the purpose of buying insurance or other schemes for maintenance of such dependant.

Who can issue medical certificate of disability?

· Neurologist having a degree of Doctor of Medicine (MD) in Neurology (or, in case of children, a Pediatric Neurologist having an equivalent degree)

· A Civil Surgeon or Chief Medical Officer (CMO) of a government hospital

Taxability of Premium Amount Paid in Case disable dependant dies before the taxpayer:- In case your disabled dependant predeceases you (that is, dies before you); the amount in the policy is returned to you. This would be treated as your income for the year in which you receive it, and would be fully taxable in your hands.

Amount of Deduction and Tax Saving

  • The deduction allowed is Rs. 50,000 if disabled dependant is not suffering from severe disability. Limit is Raised to Rs. 75,000/- from A.Y. 2016-17.
  • Deduction allowed goes up to Rs. 1,00,000 if disabled dependant is a person with severe disability.Limit is Raised to Rs. 1,25,000/- from A.Y. 2016-17.
  •  Deduction not depend on amount of expenses incurred:- Even if your actual expenses on above mentioned disabled dependent relative is less then amount mentioned above you will be eligible to full deduction.

Please Note –

a) Individuals would need to produce a copy of the disability certificate as issued by the central or state government medical board to claim deduction.

b) Insurance policy obtained must be in your name and should be a policy for life. It could pay either an annuity or a lump sum amount for the benefit of the dependent on your death.

c) If the disabled dependent predeceases you, the policy amount is returned to you, and treated as income for the year in which you receive it, thus fully taxable in your hands.

Conclusion:- The physical and mental agony experienced by the parents/ guardian of such dependants cannot be taken away but Government of India, National Trust, LIC and other charitable institutions are doing commendable job by reducing the financial agony of such families. It is important for all of us to look for such benefits available and talk these about in various media to take it across as many people as possible. This is a bit of social work which can give relief to handicapped persons and their parents.

Frequently Asked Questions

Question – I am a salaried person who had a son with hearing impairment. My son underwent an operation for cochlear implantation and I spent around Rs 6 lakh for it. Can I get any tax benefit for the treatment expenses?

Answer:- Section 80DD allows a deduction to an individual or HUF if the person has incurred in the previous year any expenditure on medical treatment (including nursing), training and rehabilitation of a dependant with a disability or paid or deposited any amount under a scheme framed in this behalf by an insurer for the maintenance of a dependant with a disability.

A person with a disability is one suffering from not less than 40 per cent of a disability (as certified by a medical authority working in a hospital or institution notified by the Government), which could be blindness, low vision, leprosy – cured, hearing impairment, locomotor disability, mental retardation, mental illness.

Hearing impairment, for this purpose, means a loss of 60 decibels or more in the better ear in the conversational range of frequencies.

A person with disability also includes the one suffering from autism, cerebral palsy, mental retardation or a combination of any two or more. Section 80DD allows a deduction of up to Rs 75,000 a year and if the disability is severe, up to Rs 1,25,000 a year. Severe disability means a person with 80 per cent or more of the disability. You can claim deduction if your fits into these categories.

Question:- My father is a pensioner and his pension is less than my salary. My sister is a disabled dependant with 85% disability. She is dependant on me. Can I get rebate under section 80DD? My Assessing Officer says that your father is alive and is getting pension; so you cannot claim deduction. Is it true?

Answer:- Your Assessing Officer is not correct. The deduction u/s 80DD is for dependant of an individual tax payer and dependant includes brother and sister of Individual. You can furnish to Your Assessing officer an undertaking from your father that your sister is dependant on you and not on your father.

Question:- I have a handicapped dependant who is my cousin ( Daughter of my mother’s sister). She is completely dependant on me and every month I spend Rs 10,000. She is suffering from 85 % Blindness and mental problem. I wanted to know whether I can claim tax benefit under 80DD?

Answer U/s. 80DD dependant means in the case of an individual, the spouse, children, parents, brothers and sisters of the individual or any of them;

It is clear that section 80DD is applicable only if the person on whom you are spending are any one of following

  •  your wife or husband
  •  your children
  •  your parents
  •  your brother
  •  your sister
  •  your wife’s or husband’s brother or sister
  •  your parents’ brother or sister

The Daughter of your mother’s sister is, clearly, not coming under the definition of dependant for the purpose of claim of deduction u/s 80DD. So, you can not claim deduction u/s. 80DD in respect of expenses incurred for her maintenance and medical treatment.

Question– Brother of Mr. Raja (a resident) is totally blind and is dependent on Mr. Raja. During the Assessment year 2016-17, Mr. Raja has incurred expenditure of Rs. 10,000 on training and rehabilitation of his brother. Can Mr. Raja claim any deduction in respect of expenditure incurred by him on maintenance of his physically handicapped brother?

Answer- In this case, all the criteria of section 80DD are satisfied and hence, Mr. Raja can claim a flat deduction of Rs. 1,25,000 under section 80DD (since his brother is suffering from 100% disability).

Suppose in the above case, instead of 100% disability, his brother is suffering from disability of less than 80%, then the amount of deduction will be limited to Rs. 75,000.

(Republished with Amendments)

  • M Panchanan Patro

    Only one my daughter has a mental retarded child since by birth. I have come across several tests from neuro doctors and we’ll known phycologist has been mentioned 76% on her I test on her medical report at the age of 5 of my daughter. Now she is 18+. Whether I have to again for I test. Now also she is unable to do her any work except walking and like one year child and could not speak or identify anything. On 80dd what deduction I
    can eligible on my IT filing on 2015-16. Please advice me on my given email id. Thank you

  • Santosh Bhatkar

    My father has spinal cord herniated disc problem for which frequent MRI and medicine is required. Can we claim this under section 80 DD? Please reply….

  • Vijaypal Singh

    Dear Sir,

    My son suffering from Locomotor (Neurological) Disability with 75% (Severe). I want to know that How much rebate in income tax for the financial year 2015-16.

  • Chetan Kumar

    My mother in law has polio by birth with a disability certified by CMO as 50% and now she is taken care by me and my wife only.

    We are incurring medical expenses and other expenses related to her treatment.

    Can i get the exemption in this case as she is not in direct relation to me.

  • Mutyala Vishnu Satyanarayana Murthy

    I am Retired state government employee and now i am getting Service Pension.
    My Daughter having disability of polio from that I am getting of AY 2016-17 is Rs. 75,000/- by section 80DD and recently my wife got blindness. If i can get same for two persons it is possible to get benefit.

  • Nazreeen Jaffer

    Hi, my father is a state government school teacher.He underwent radical prostectomy(surgery for removing prostate gland as he was diagnosed CA of prostate)last year.we spent almost 2.5 lakh over the surgery.Is he eligible for claiming under section 80DD..Kindly let me know..


    My Mother underwent the operation of Uterus removal. we paid sum of total 35,000/-
    how can we claim the tax relief.

    please reply me on s.undre10@gmail.com

  • raja

    My wife is railway employee my daughter having muscular disorder and having 80 % disability certificate issued state government Medical officer issued as per rules.

    is any document other than the certificate issued DMO to be produced to claim under 80 DD

  • sanjay Surase

    I am a physically handicap 70% and am emp state Governament Sir whats a benefit for medical rembersment

  • R.Narayanasamy

    Sir,I am PH person 50% physically disabilty.For tax exemption for 15-16 this year Rs 50000 or 75000 kindly reply by me

  • Jitendra Kumar

    My daughter is down syndrome and she has is 50% mentally retarded. Can I claim for tex rebate in income tax? A medical certificate from school of special child can be valid for claiming the tax rebate?


    I am a central govt emp orthopadically handicapped (65%). I want to know maximum allowed deduction for 2015-16 under 80U. Is amount expends on purchasing callipers and crutches(helping aids) can be used for tax relief?


      AY 2015-16 section 80U to raise limit of deduction in respect of a person with disability from Rs. 50,000/- to Rs. 75,000 and for person with severe disability from one lakh rupees to one hundred and twenty five thousand rupees
      so Sir you can eligible for deduction of RS.75000.U/S 80U

  • AjitNarayan

    res sir ,i am father of a son having severe disability,this year unfortunatily he died ,i had applied in my componey for tax rebate ,now what i have to do?shoud it be returned to componey or something else?plz guide me.


    Dear Sir,

    Kidney Transplant case my wife I am give one kidney to my wife exp about almost yearly 96000/- how much exempted pl. do the needful

  • kp

    This is useless when there are so many questions but not a single response from Sandeep Kanoi. I wish he should atleast respond else better not post any such articles and keep people hoping.VERY BAD

  • Jayprakash

    Is Dyslexia covered under mental illness for deduction under section 80dd?

  • Srikanth


    My Father is having EYE Retina Detachment and lost vision in left eye. Same problem for the 2nd eye abd he underwent Ayurvedam treatment, we spent around Rs 30K, can i claim for tax exemption under section 80DD.


  • Subhash

    I m disable with right eye lost in accident.Govt. Hospital issued 30 % certificate to me.

    Also I give maintenance to my wife for Rs.3500/- per month thru court.

    How much of tax benefit i get.

  • sumant

    i have my brother who is dependent on me ans is mentally retarded.
    i have no medical bills in my custody for the one i have incurred while treating during last year. can i claim the exemption limit under section 80dd on my income for the expenses incurred last year without actual bills, which has been lost/destroyed.


    My mother who is suffering from 40% blindness. I am doing these expenses as out of pocket expenses and not from any insured policy. Can I claim Rs.50,000/- under Sec-80DD?
    Please advise. Thanks. Minesh

    – See more at: http://taxguru.in/income-tax/deduction-us-80dd-in-respect-of-expenses-incurred-on-maintenance-medical-treatment-of-a-disabled-dependant.html#comment-1512918

  • Jinal

    I have incurred a expense for my grandmother in FY 14-15 who was hospitalised for almost 10 days due to kidney failure and was ulimately detected with pneumonia.She was a senior citizen and dependent on me since my father is retired.Due to age and pneumonia she expired in Oct 14.I dont even have mediclaim for her to claim expenses back.It a huge cost.

    Can i claim benifit in Sec 80DD/80DDB ?

  • Somashekar Rao G


    My mother is paralysed for the last 22 years & she is dependent on me. Father is not a pensioner & has no income. Am spending Rs.15000.00 each quarter for her daily & regular medical expenses to date.

    Can I claim these medical bills, consultation costs of Doctors, Injection costs which as high as 22,000 per annuam for her bones strength under Section 80DD of IT act

  • Senthil72


    I have a handicapped sister, who is married still we are staying as a united family, she is checking hospital with respect preganancy medics. am i eligible to add and show those expenses under 80DD in my tax.

  • Ramesh M

    My father is dumb and deaf..disability is 80%. he is not working and no income…completely dependent on me..

    1. can i claim this 75000/-
    2. If yes, should i submit any bills? he has a certificate from Govt hospital. and also he is getting pension from govt – every month 1200/- rs.
    3. If i want to submit bills, what are all the bills i can submit – like consultation, medical, nursing…

    Please check guide me.

  • Madhu

    Dear Sir

    My mother is 62 years and diabetic. She is insulin patient, daily taking many insulin units. The Expense of medical treatments is much in amount , capturing bills. Can i apply for 80DD. Please suggest.

  • Huzefa Hamid

    Whether I can claim deduction u/s. 80DD in respect of expenses incurred on medical treatment of my Father in Law who is completely dependant on me and is suffering from Hearing Impairment

  • Soumita

    Dear Sir

    Both my parents are dependent on me. My mother is a schizophrenia patient (related to mental illness). As per income tax under 80DD it is clear that I can claim for tax benifit.

    My father is an addict. i have kept him in rehabilitaion centre. Could you please guide me if I can get a tax benefit from this.

    Your guidance will be of a great help to me.




  • mahesh

    My father is suffering from severe osteoarthritis and rhumaticarthritis..can I claim under 80CC?

  • Ranjit

    Would you please clairfy whether a wife can claim tax benefit on medical expenses incurred on her fatherin-law (Husband’s father) under IT Act 1961?

  • dilip abnave

    I have undergone angioplasty in Nov. 2015 whether I am eligible for tax exemption as I got reimbursement for expenses incurred from my employer. I am bank employee under which section I am eligible for tax exemption as the amount is added as perquisit in my income

  • dilip abnave

    I have undergone angioplasty whether tax example on is avaliable to me

  • dinesh kumar

    I myself is physically handicap 60% but having no actual medical expenses, can I claim under this section 80 dd.

  • paras

    hi sir,

    i have sister show is totally bed rest and medically unable to do anything by her own. she is handicapped more than 80%, can i get LIC for her, the one mentioned above and can i claim that in my return filing ?

  • sukumaran

    Husband and wife are government employees, having two physically challenged children (more than 50%). For filling income tax return, father and mother are eligible for getting rebate under section 80DD ie. expenditure on medical treatment (Rs.50000/-)of physically challenged. I want to know whether the two government employees are eligible for getting rebate separately under section 80DD or not. Please let me know.

    C.Sukumaran ,

  • Rajendra

    my father is bed ridden for 3 years due to paralytic stroke. i am incurring Rs 5000 per month for his nursing expenditure. He is dependent on me. Ca n claim 80dd ?



    My wife is 75% visually disabled. I got the disability certificate from
    GOVT Hospital on 15/02/2015. Am I entitled for tax deduction under sec 80DD in the FY 2014-2015. If so what are the other proof of expense required.
    kindly inform me

    Thanking You,
    Yours faithfully,
    Anjan mallick

  • harshit

    i have one proprietory firm…if i wil pay sum amount to my emoplyee for serious injuries says 2 lacs..can i saw this expenses as allowable in my books of a/c?

  • Ch Bala Subrahmanyam

    I am a retired officer from a PSU Bank drawing Pension. My wife undergone a major operation for which I spent Rs. 3.90 Lac. The Insurance Co. reimbursed an amount of Rs. 1.60 Lac. for which I am paying annual premium for the coverage of Medical exp. to that co., my Bank also reimbursed Rs. 1.42 lac for reimbursement of the Medical expenses. Sir, what is the perquist value in this case? and on how much amount I have to pay IT. Pl. let me know. Thank You sir.


  • Ajoy Kr. Hazarika

    I have a physically handicapped elder brother with 60% physical disability.He is having brachiel plexus injury in which his right arm is totally disabled.He is also unemployed and fully dependent on me.He has a proper valid physically Handicapped certificate issued by Social Welfare office under Gov. of India.
    Am I will eligible to get income tax rebate undersec 8DD.

    • Gaurav

      As your brother is having 60% disability i,e above 40%, and totally dependent on you, therefore you will get flat deduction of 75,000 under section 80DD.

  • Surinder Pal Singh

    I am salary employee. My son was handicapped of 100% and he died on Nov 2014. So how much amount can be deducted in the annual Statement (income Tax) of 2014-15.

    • Gaurav

      As your son was 100% handicapped and was fully dependent on you, you will get deduction of Rs. 1,25,000 under section 80DD.

  • S K Mishra

    It is observed that no answers are being provided by the experts. People questions are simply posted on the site.

  • sandeep kumar

    Iam a Physically Handicapt 70% disablity both legs parmanent. Sir i want to know benefit of income tax all relief. Please tell me. 09812110702

  • S K Mishra

    Dear Sir,
    My son is having 80% disability and the required Disability Certificate is available. How much dedn under sec 80DD will be admissible to me under below situation?
    I get about Rs 40,000 reimbrsment from my employer on medical expenses and TDS being deducted on amount beyond Rs 15,000.
    I spend about Rs 70,000 more on nursing care by employing helper and other care which is Not reimbursed by employer. I do not have proper voucher for this nursing part.
    How much deduction will be allowed for me under above situation.
    I need your valuable clarification as financial year is going to end.
    S K Mishra


    may pl confirm if 80 DD includes 80 DDB. i.e. if deduction under 80DD is claimed for Rs 100,000 can we still claim deduction under 80 DDB provided both Certificates are available ?


  • Nilesh Shah

    I have a son who is suffering from 40% blindness. I am doing these expenses as out of pocket expenses and not from any insured policy. Can I cover the regular medical expenses incurred on him for the treatment and checkup and also the medicines purchased for the treatment.

    Please advise. Thanks. Nilesh

  • simon sabu

    my father is bed ridden for 3 years due to paralytic stroke. i am incurring Rs 20000 per month for his nursing expenditure. He is dependent on me. Ca n claim 80dd ? Ia m in 30% IT slab. Please reply

  • simon sabu

    My father is bed ridden for last 3 years , I am incurring an expenditure of 20000 rs per month for his nursing expenditures. He is completely dependent on me. I am in 30% slab It. Is it possible to claim 80DD for this expenditure, Is so what should i do ??

    pl help

  • Mikhil

    Below schemes are discontinued…

    Jeevan Aadhar and Jeevan Vishwas

  • Rajesh

    my child is 91 % Disable certificate given by valid medical officer,
    what are the documents need apart from medical certificate for claiming rs, 100000 under 80DD



  • Narayana Mahapatro

    sir i want to get relief uderbb this.I am heart patient my father & mother also patients.what documents needed to get this?unde

  • Suresh Punna

    My daughter is diagnosed with Thalassemia Major non-curable decease surviving monthly blood transfusion.

    and my son has low vision – 90% disabled.

    Is the 80DD exampation 1-lack per dependent or per assessee.

    Pls help. Thank in advance.

  • Gaurav

    Is dementia also part of the mental disability. Where is the disease defined? Can you please suggest?

  • Kishore Barik

    Very useful information sir.

  • Ram Reddy

    sir my daughter is having a single kidney by birth what % of disability count as a handicap

  • Devdatta Chitale

    I have gone through all the details and the replies of people.

    Does any body have a proper elf declaration letter or a format which is needed to be given along with the disability certificate that I Mr.xxx is taking care of my family person who is dependent on me.

  • Kamal

    Dear Sir

    Please clarify whether a spouce (female) can claim tax benefit on the medical expenses incurred on her mother in law (Husband’s mother) under IT Act 1961?


  • Sanjay R

    Hi My Mother has lost vision of one Eye and other eye vision is also not clear.

    Can I avail the benefit.

  • kamal

    Please clairfy whether a wife can claim tax benefit on medical expenses incurred on her mother in law (Husband’s mother) under IT Act 1961?


  • K.vaiyapuri

    Sir I am central Govt employee my son suffering with autism problem who is under going speech therapy, occupation therapy, in private medical practitioner lost year I had submit only disability certificate for tax rebate and I got Rs 50000 as tax rebate . But this year my clerk asked medical expenses certificate from government medical practitionerl weather it is necessary clarify

  • Om

    Sir, My son is suffering from down syndrom (M.R.). He is going in a special public school for informal education/training/speech therapy etc. I am paying Rs. 70000/- annually on the above for school fees. Can I claim deduction under section 80 dd on this account.

  • Vijay Kumar

    Dear Mr. Subramanyam.
    Since your daughter is autistic and have more than 80% disability, you will be eligible to claim Rs 1,00,000/- out of your total income u/s 80DD irrespective of your spending on her speech and medical treatment.

  • subramanyam

    my daughter suffering with autism with more than 90% disability certified in the month of august 2014. we are providing medical treatment and speech therapy…

    while filing return in 15-16 (for fy & py 14-15)
    1) am eligible to claim deduction of 100000/- U/s -80dd
    2) if not so 100000/- what is eligible limit.
    let me know the best possible solution


    • CMA Sleeva Reddy

      For less than 80% disability you may deduct Rs. 50,000/- and where as for 80% or more i.e. in case of severe disability you are allowed to deduct upto Rs. 1,00,000/-

      Thank you

  • vikash

    sir my son having a single kidney by birth last one month what % of disebility count as a handicapt

  • Venkat Narayan

    I am a salaried person having a son suffering from autism. He is 5 years old. Can I get any tax benefit for the expenses incurred ????

    Kindly reply on mail

  • Sreenivas

    1) To get exemption towards 80DD, what document needs to be submitted to the company.
    2) Is the document dated must be within the same Financial year for which claiming the tax exemption.

  • Sohan Lal

    My wife met with an Accident on 6/7/2014.I have expand Rs. 180000 for her treatment (injuries and ortho injuries) ,Can the expenses are covered under any kind of income tax rebate.


    I have a daughter having 75% permanent mental retarded disable which is sever.I want to know how much amount I may deductued from my income tax calculation Rs. 50,000/- or Rs.80000/- or rs.1,00,000/-? Reply me on above said mail. – See more at: http://taxguru.in/income-tax/deduction-us-80dd-in-respect-of-expenses-incurred-on-maintenance-medical-treatment-of-a-disabled-dependant.html#sthash.r3XulZah.dpuf

  • mehraj mirza

    Dear sir,
    i am sallaried person, Can i claim tax benefit on expences incured on medical expence on my dependent parents. my father is 80% physicaly disabled he has certified from civil surgeon about it . my mother is alxo mentaly retired . she has also certified from civil surgeon about her disability. i spend rs 5000 for both medicine.
    so can i claim for sec 80dd . how much maximum amount i can claim.
    pls reply as early as possible

  • shankar

    sir my wife was kidney transplanted patient and fully dependent on me. is kidney transplanted patient comes under physically challenged/handicapped?
    if so up to which percentage of disability?
    thank you very much sir .

  • Mrs.Monika Innani

    How much tax deduction is done on hospitalisation charges of operation Total Knee Replacement of single woman by vidarbh kokan Gramin bank Akola,Maharashtra

  • Kartar SinghPatial

    I have a daughter having 75% permanent mental retarded disable which is sever.I want to know how much amount I may deductued from my income tax calculation Rs. 50,000/- or Rs.80000/- or rs.1,00,000/-? Reply me on above said mail.


    sir, i am salarried employee, and my father having glocoma (eay probelm), every month i have to pay 3000 rs for medicals expencess for eay drops, i am eligibel to get 80dd benift.


  • Sajid S

    Dear sir
    My both child are physically handicap (severe disability ) can I apply for both.

    Sajid S

  • HP

    The CDMO of our district is saying that he will not give the FORM NO. 10-IA. and he said specialist will give this. Then will and private hospital specialist is also valid for this?

  • sunil verma

    Hello sir, I am a Govt salaried person.my son is mental retarded.my son birth is March 2010.can I claim now deduction under 80dd for fin year 2010-11, 2011-12, 2012-13,2013-14.in these years returns i could not claim deduction under said rule.pl suggest me about previous year return can I revise the return from fin year 2010-11.doctor give me certificate of my son in year 2014 mentioned by birth problem.

  • Neeraj

    In relatives my wife’s mother & father will cover as wife’s sister & brother is covered.

  • Sushma Sahai

    # My father 80+ is suffering from permanent disability and has got a Disability Certificate from All India Institute of Physical Medicine & Rehabilitation,Mumbai.He also has got a Concession Certificate from the same Institute which enables him to travel by railways along with an escort.
    # He is dependent on me and we have a Health Insurance Policy on which I get
    benefits u/s 80D.
    # I want to avail benefits u/s 80DD for my father.I am in 20% I.T.slab,working as Asst. Prof., in a College,under UGC scales.I shall be grateful, if you will let me know amount I am entitled under 80DD. Monthly expenditure on my father is Rs:25000.00.I need this figure for filing my I.T.Return for the Year 2013/14.
    # Thanking you and hoping to hear from you soon.
    Sushma Sahai

  • Sanket

    In my view where the person being “person with disability” covered under clause (j) of section 2 of National Trust for Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999, the 40% disability requirement is not necessary for claiming minimum amount of deduction of Rs.50,000 because “person with disability” is separately defined under the Income Tax Act which does not refer back to Sec2(i) of the Person with Disabilities Act, 1995.

  • kumar

    dear sir
    iwant to ask whether my father and i both can claim deductions under Sec 80 dd and 80u respectively as till jul 13 i was completely de[endent on my father afterwards i got job i am 75% disabled.please reply soon thanks

  • paresh hah

    My Father is Senior Citizen (89yrs), he was having Night Blindness (Termd as Ratina pigmentation) & now lost 90% vision. He is Tax paying Assessee having Investment Income. Kindly clarify can He/Myself(Only Son)can claim deduction of Rs. 1,00,000 u/s 80DD? is actual expenditure is criteria OR its flat deduction?

  • http://Gmail RCB

    Due to Poor eyesight I have purchased a new spectacles for myself. Can I take this expense under Income Tax Medicals bills / allowance for exemption during this Asst.Year 2014-15?

    Please help me on this with relevant IT Section for claiming this exemption.

  • Omkar nath koul

    I am cg employee having an insane elder brother aged 70 years old is wholly solely dependent upon me after the death of our parents.The said insane brother having no source of income for survival & is putting with me,ailing from several diseases.Can he be dependent upon cg employee,and can avail the facilities of Medical & Ltc.

  • Palak Thakar

    Sir, My mother is perallised with right body since last 6 month. she’s recently suffering from brain stroke also. the medical treatment is so costly i hv a corporate mediclaim. could i get a benefit of u/s 80DD and deduct some money in my tax ?

  • milind

    Dear Sir/Madam,

    My daughter is 10 yrs old. She is having kidney problem(nephrotic cendrum) for last 8 yrs. Can I claim her medical expenses under 80dbb. If yes what is the procedure.

  • Hemant

    My son met with an accident & was in vegitative stage since last Eight years.

    I was claiming tax rebate u/s 80DD.

    In November 2013 he passed away. My question is can claim the rebate u/s 80DD

    for current year.

  • Dhruv


    I have renal transplant ( kidney ) on jan 2013. i m salery person my medical
    expenses is monthly 10000 can i claim this amount for tax beneficial with 80DD.

    thanks sir.

  • vinay

    i m retiring in july and will get my pf/gratutity/other benefits can i take ( GIFT)fix deposit in the name of my mentally ill daughter and spouce AND GRAND SON my son not come under i tax act


    I am Central Government. My daughter is suffering from Hearing Loss with more than 95% disability certificate by Government Civil Hospital. Can I eligible for exemption under 80DD. Please advise me.


    my father is 70% phisicle chalenged dew to polio is he depend on me.if yes then i have only 20000 rs bill on father name then what will gona happend.


    my father is 70% phisicle chalenged dew to leg,is he depend on me

  • Rajesh Kumar

    I had a Chronic Renal Failure and subsequently undergone for Renal Transplantation. Presently I am on Immuno-supressor drugs (Very expensive medication)for prevention of the graft rejection.Can I claim these expanses for exemption under 80DD,Please advise me on this.

    with best regards,
    Rajesh Kumar

  • Ghanshyam Solanki

    Dear Sir

    My mother is 60 years and diabetic. She has a Knee Problem in both the Legs. Doctor has suggested to do Operation . The Expense of Surgery and Knee replacement is Rs.3 Lakh.She is Dependent on me. Hence can I claim the expenses incurved under 80DD, with a dactors certificate. Please suggest.

  • Vaibhav V Sabale


    My father met with an Accident & suffered an internal Brain Hemorrhage on 7/5/2011. Drs said he will not be able to walk or behave like normal individual. Now after 3 years his condition is same, so will it come under Physical Disability under section 80DD and what kind of expenses are covered under this section.

  • Dhiraj

    My mother has Knee problem not able to walk only with support,what I need to do.
    Can I get disabled crtificate from my regular Ortho Doctor & Expeness report & ccan it be tax free & by what amount?

  • Hiral


    I am a salaried person. My brother is not mentally sound and he is 100% dependent on me. My brother’s medical expense (only) is approximately 24,000 p.a. I have not obtained a medical certificate from doctor specifying his percentage of disability.
    In case the doctor provides a medical certificate specifying his percentage of disability to be 80% – 100%, can I claim deduction between 50,000 – 100,000 based on the cerfiticate issued by the doctor or I will be eligible to cliam deduction upto INR 24,000 only.


  • Ranu Agrawal

    My mother is handicapped dependent as Deaf and dumb 100% .. by birth… no any medical expenses done by me for her treatment.Except some miner test.

    Can i claim benefit under 80DD? that is i think Rs. 1 Lac for severe disability.

  • Rajendra

    I Am an Employee of On private Company I am my self Physically Disability Person . Then How can I Show Tax Deduction Under PWC which Clause ..Ple Give me Clarification

  • Mushtaq

    I am diabetic. can I get some rebate in income tax


    my father is a 100% blind person and depend on me.Can I claim Income Tax exemption up to Rs 1.00 Lakh towards maintanence( Medical Bills are reimbursed by my employer) under section 80dd? Please inform me sir

  • debendra kumar barik

    i am a salary person. i am having a 28 years old disable brother with cerebral palsy( 80% disable).my mother also getting pension 80000/- per annum.The maintenance of my brother is also borne by me like medical expenses as well as other day to expenditure. which comes to Rs.7000-per month including its insurance.kindly suggest me could i get relief under 80DD.

  • hemant bhavsar

    i hv one daughter which has cerebral palsy. in section 80DD for income tax, is it required to put the medical bill? pl give the answer as early as possible.
    thanking u. my contact no. 7600299796

  • pankaj mutha

    My father is paralytic with 40% disability and is dependant on me. Under which section I can claimed for tax exemption. Also let me know what proof I have to show for the same.


    My mother is handicapped dependent as Deaf and dumb 100% .. by birth… no any medical expenses done by me for her treatment.Except some miner test.

    Can i claim benefit under 80DD? that is i think Rs. 1 Lac for severe disability.

  • PC Verma

    Sir,I am in service Govt PSU and elder son 28 year old suffering from CP (mentally retarded)I want to rebate u/s 80DD. So pl tell me how many amount spent in LIC/medical treatment to get rebate on 50000/.

    Thanking You

  • Ram

    Very usefull information given and sharing by friends, thank you all.
    I have one question, shall i approach directly National Trust for health insurance? or we need to go through my child (who is suffering with Autism-60%)


    one of my client who is a salaried person and had a son who was disabled more than 80% and after expending rs. 1 lakh rupees he died last year (2012-13) during his medical treatment andhe wants a deduction of rs. 1 lakh under section 80DD . Is it possible or not????please leave a reply…



  • mallesh

    My sister is more than 80% disability.Now i am already claiming Rs.100000 tax exemption.she must take medicine life long.So can i aslo claim Rs.40000 according to section 80DDB

  • Neeti

    I have 2 disabled dependents – my mother-in-law (age 73yrs)for whom I have been claiming Rs. 60000 deduction since 2 years under sec 80DD.
    Since this year my father who is dependent (age 75yrs) is mentally ill and suffering from Dementia for whom I am paying nursing charges every month.

    Please let me know if I can claim deduction under sec 80DD for both my mother-in-law and for my father.

    Thank you.

  • sohan

    I have two disabled dependent one is my brother (60%)Disabled, and another one is My wife’s brother ( 100%). How much i can claim under 80DD


  • senthil

    my father is an handicapped dependent person.but money cant be spent for his treatment .can i claim tax exemption under section 80dd

  • manivannan

    I have two disabled dependent one is my brother (60%)Disabled, and another one is My wife’s brother ( 100%). How much i can claim under 80DD


  • mary

    Can I claim the deduction u/s 80DD – the expenses incurred in private hospital for treating the handicapped dependent

  • Allarakha

    I am a salaried person. I have an handicapped brother and his normal wife.
    I have taken a LIC policy for both my handicapped brother and his wife separately.
    I am claiming rebate under section 80 DD for my brother policy by submitting a deceleration that he is dependent on me.
    Can i claim rebate in income tax for his wife policy (i.e my Bhabhi) as she is too dependent on me?? if yes, under what section or pls provide reference for a similar case.

  • sanjeev

    important information. must read to everyone….


      Thank you.
      My expenses are on its nursing, care taking and traveling. Traveling is not possible with my sister in law with public transport so we travel with private taxi car. Let me know: 1. Can I claim the deduction under 80DD of its traveling expenses? 2. What evidence paper are require for claiming for deduction under 80DD?
      Thanks with regared.


    My sister in law is more than 60% permanent handicap and have a medical Board certificate. She got family pension of her parent but it is not sufficient to its livelihood. My self is Income tax payer and my husband is doing private service and not earning more. My husband are four brothers, expect my husband they are not interested to care-take of my sister in law. She is totally depended me and live with us. Let me know: Can I claim the deduction under 80DD? If yes, What is procedure to claim and what evident to show for claiming?
    Thanks with regards.

  • Santhanakrishnan

    Dear Sir,

    I have a sister with 70% mental retardation,claiming for 80DD ,should i produce the certificate only or should i produce the medical bills as well ?

    or any recipt made by me is enough???

  • Rahim

    I have a sister with 82% mental retardation,claiming for 80DD ,should i produce the certificate only or should i produce the medical bills as well ?

  • Rajendra Gaikwad

    I am a salaried person & my mother is suffered paralytic attack in Nov 13. My father is retired and not earning anything. Both are dependent on me. Can I get a exemption under 80DD in Income tax.

    Please help me what document i need to submit to my employer for Income tax exemption.

  • Raghav


    Today morning i went to Vellore government hospital, no use in that because, chief doctors not aware of this TAX benefits and whom to contact. no use in keeping this doctors and not able to guide other.

  • rajesh kumar bhat

    my father 74 year this year under gone with spinal surgery and had a implant and taking bone TB treatment. he is covered under medical insurance by my Brother in law i his company up to Rs.1.00 lac. but including surgery and medicine costs around 3.00lac can i get rebate on excess amount spent on his treatment?

  • kiran

    Iam govt. Servant. My son is 100% desable.what type of relaxation get me in income tax.

  • Ajeesh

    both husband and wife are govt. employees, and they have a mentally retarded female child. The doubt is whether they both can claim for a tax deduction according to tax assessment form 9 b? ie can both husband and wife can claim tax deduction on each of their income?

  • a k shukla

    my father is 70 year old 80 % handicapped and pensioner 9000 per month, my mother is in job can i get deduction tax benefits under 80 DD

  • S.Wale

    Dear Sir,
    My one Eye is totaly blind from age of 4/5 Years, now I am 40Years, Please confirm, Can I get any exemption from Income tax dept. if i get the certificate from civil hospital

    S. Wale.

  • venkatesh v

    I am Govt employee. My son is mentally retarded. Can I eligible for Income tax exemption.

  • renu

    if any persons have a dependant handicapped child. No any expenses on medical treatment or insurance. can he claimed deduction u/sec 80DD for regular maintance.

  • Sheetal Bidi

    My father is a pensioner and his pension is less than my salary.
    My father has a Hearing impairmentwho is partially dependant on me with 65% disability
    Can I get rebate under section 80DD?

  • carlus barla

    My son is mentally retarded person and I am availing income tax rebate .I glad to know that insurance policy for mentally retarded person comes under u/s 80DD.

  • K.M. Patel & Co.


    One of my client having salary income. Company has given 80DD relief for Rs.17000.
    As per my Knowledge Deduction U/s.80DD is applicale Rs.50000 what is Fact ? In my
    Income Tax software i can not enter deduction of Rs.17000.

  • SK Pandith

    Hello Sir/ Madam
    I am a salaried employee. My father is 83 years old and he was diagnoised with 80% hearing impairement and Government Doctor/ Surgeon from the district hospital issued a disability certificate. Now to avail deduction u/s. 80DD for expenses on medical treatment of disabled dependent, what other document/ record I should obtain? My father does not have any kind of insurance and he is only covered under mediclaim policy through my employer.
    Thank you in anticipaiton
    SK Pandith



    I have disability less than 40% than in which section I can claim deduction.

    Thanking you

  • Manjunatha

    Dear Sir/Madam,

    My mother is 80 years and diabetic. She lost >80% sight, due to diabetic related complaints and as per dacotor, no chance of recovery. Hence can I claim the expenses incurved under 80DD, with a dactors certificate. Please suggest.


  • Prashant Nair

    I have to urgently undergo a transplantation and my school friends have decided to contribute around 50,000 rs to 1,50,000 each towards collecting 10,00,00 required for the operation. I want to know, me not falling under the efinition of Relative, will they be eligible for deduction undet the act ? The Act saya the the dependant should be ‘mainly’ dependent on this money for treatment which is also my situation as my only source of income is fathers pension and not Savings or investment or in other words i am solely dependent or mainly dependent on this money provided by friends. Also would it help if i provide documentary support of the use of money for my surgery to the tax authorities ? Anyway i can claim that this money would have been given to charitablee institution which the would have gone towards saving a non relatives life, …so it is all the more reasonable that they should be allowed deduction as presents itself as a case of genuine and emergency medical help? Your reply will be extremely valuable to me ?

  • Dinesh

    Pls suggest that knee replacement surgery expenses of dependant parent can be considered for duduction u/s 80DDB or any other section?

  • Arun R

    . I am a salaried person & my father is disabled & paralysed since 2-3 years. His one side is paralysed & one leg & one hand doen not work. So he is all dependent upon my family only. I am the only person in my family to earn money. I spend Rs 11000/0 PM for my family which include maintance & medicines also. I want to know how can I claim the deduction under 80DD. I’ll have to furnish Form 10IA. But apart from the Form 10IA do I need to furnish any bills cause we do not have any bills to produce. I just transfer money to my fathers account every month for my families maintanance & medicines(Ayurvedic, for which we dont get any bills). Pls let me know if I can get the deductions without any Bills?

  • Ajay

    My brother is 80% handicapped. I am having certificate issued by CMO in 2005. I just want to know in how many years i have to reissue new certificate from CMO or old certificate will work life time. I want to use certificate for 80DD only

  • Kathir

    Meaning of SLUM SALE.Tamilnadu VAT is applicable to Wind Mill Machinery or not? If VAT is passable, send the case laws and amendment to my mail ID.

    Thank You.

  • satish sher


    my mother is a paralytic with impaired brain.She is widow and gets pension around Rs5000 per month . For medical care and nursing attendant i spend Rs20000/ month and am passing difficult phase in life.Can i claim a tax benefit under 80DD etc. Govt hospital has given a certificate also but my DDO refuses to allow any tax benefit with a plea my mother is getting pension.. pl help

  • Prafulla

    my child is suffering from cancer so please give me income benefit so what is the amount.

  • jayendra

    Dear Sir,

    My doughter has a downsyndrom. Rated 68%
    We have recently took admission in special school and also some time we have to took her speach therapy. I have also applied for jivan adhar policy from LIC.
    My question is,
    1. can i claim deduction under 80DD on schooling n LIC policy?
    2. how much i can claim?

    pls reply

    my mail id jkhadikar@yahoo.com


  • rakesh

    my father and mother are pension holders and with severe disabilities as specified . can i claim 80DD and can they be treated as dependants on me

  • madhusudan

    My father is dependent on me and is suffering from multiple schlerosis. Is this one of the approved disabilities.
    He is filing his tax return and draws pension. In such a situation is the definition of dependent can include a person who has taxable income and is filing a return.

  • Vasanth

    I am PH person with 75% disability physically. For tax exemption, is submitting the certificate not enough?

  • Ashok Shah

    One of my client spend money on his mother illness in previous year and huge amount of bill came from the Hospital. The client is most honest senior police personnel. He paid some amount to hospital and requested to grant him instalments so that he can pay the dues in full, which hosptial agreed and released his mother in february. In 1st week of March his mother died. Client paid amount in full by end june. now for this previous year (during which he has not incurred any expenditure on ill ness of his mother, but has paid instalments for the xpense incurred in earlier previous year), whether he will get any benefit under this section.

  • Novel

    My father is having vision in only one eye. Can i claim benefit under 80DD? How disability is calculated? What all documents will required to get exemption from employer?

  • Vivek Vichare

    I have two sister’s dependent on me. Elder sister is having hearing impairment problem from childhood. She is deaf and dumb. She is married but not staying with her husband. I am having full responsibility. From last 4 years she is having psychological problem also.

    Second sister is having short term memory loss problem. She is unmarried and staying with me. Does short term memory loss problem comes under mental retardness?

    My father is retired and I am only the earning person.

    So can I claim for sec 80dd deduction. Which certificates needs for the same.
    How much maximum amount i can claim.(I mean 50000 or more).


      Sir, I have two children with 40% and 60% disability.Whether i am eligible for deduction under 80 DD for both of them?.

  • http://gmail Mihir kumar

    My father is a pensioner.His pension is less then my salary.I have paid rupee 50000 on his medical treatment from my salary.Can i claim for deduction im my I.T. return for these expenses.

  • mihir

    my father’s pension is less then my salary.Can i claim for medical benifit,for medical expences paid by me u/s 80DD(financial year 2011-12).

  • Saurabh

    Can my grandmother be considered as a dependant?

    • Gaurav

      No your grandmother will not come under the definition of person who can be considered as dependent for the purpose of claiming deduction under section 80DD.

  • sushant

    Pls suggest that knee replacement surgery expenses of dependant parent can be considered for duduction u/s 80DDB or any other section?

  • sushant

    Pls suggest that medical expenses of dependant parent can be considered for duduction u/s 80DDB or any other section?

  • Rakesh Kumar

    My father is physically dependent with 80% disability. How can i claim deduction u/s 80DD and upto what extent. In which schemes should I invested for claiming deductions? Is deductions are limited upto amount of investments?

  • Susant

    My father is in bed for the last 10 months or more. Every month I am spending nearly 10000 rupees for his treatment. He is totally dependent on me. Can I get a certificate and how to? It’s not possible for me to take him to a Govt. Hospital and get a certificate due to his condition. Please help. Susanta



    I want to know am i eligible to take benefit of tax rebate of my parent’s lic. Because he is unemployed now and i have to pay all his lic’s premium.


    My child is 80 % disable I am taking 80dd exemption . My wife is also govt employee can she claim it ?

  • Sonali

    Dear sir,
    I am salaried person. Can i clain tax benefit on expenses incurred on medical expence on my dependent parents. My mom is physiactric patient & presentystaying in chaitnya mental health care center. Her monthly expense is rs 15000 aprox. Pls advise can get any tax benifut on this expence.

  • Parag Chitodkar

    My father is a pensioner and his pension is less than my salary.
    My father is a Hearing impairment dependant with 85% disability as well Cancer.
    Can I get rebate under section 80DD or 80D? If yes, then whar are documenst i have to produuce for claim.

  • Archana

    I am a salaried person & my father-in-law is disabled & paralysed since 5 years. His one side is paralysed & one leg & one hand doen not work. So he is all dependent upon my family only. I spend Rs 10000 PM for my family which include maintance & medicines also. I want to know how can I claim the deduction under 80DD


    I am a retired bank employee and filing income tax return. My son is mentally retarded duly certified by govt.Doctors-Disability more than90%(PERMANENT). But he is in a temporary and private job of Rs. 4500/- PM just for his rehabilitation.

    Please guide me if I can claim deduction u/s 80-DD. Thanks and warm regards.

  • ram

    Hi ,
    i want to know how to measure 40% and 80 % disability.

  • Jainarayan

    I m handicapted suffring from POLIO pls let me without expendite any amount can i get tax benefit u/s 80 u Rs 50000/-

  • Kapil

    My daughter is one year old and she is physically handicapp by birth. Not having left hand below elbow. Can I get the benefit of income tax.

  • Pranay


    I give monthly fixed amount to my Granny (Dad’s mother) who is 86 years old, for her medication (diabetes and cataract patient) and daily expenses. Does this qualify under any tax deduction. The government should consider such genuine cases!

  • wealthucreate

    Its first time visiting your site. Will for sure spend some time here. Article is well compiled and informative. This blog gets into my fav .


    my elder brother is mentally retarted and depended on me . my wife and my self are tax payee , can my wife claim the tax deduction under 80dd if i dont want to avail. kinly give me the ref. as the ddo is not allowing us.

  • Ashutosh

    My Son has a one Kidney in which functioning is only 11%. I have spent more than 1 lac expenditure on this. Does this qualify for the rebate.

  • Sudesh Bajia

    Sir, I am a salary person and I am 40%Disable. Can I claim the amount of Rs.50,000 deduction under 80U

  • subhash

    Hi, I am salaried person & my father is physically handicapped due to intertrochanteric fracture left femur and his disability is permanent and 15% . Can I get benifit of incometax

  • Akesh

    I am a salaried person & my grandmother is disable and she is dependant on me.

    In this case i spend more then 8000 per month maintance & medicines.
    I want to know how can I claim the deduction under 80DD

    Please let me know can i avail the 80DD facility.


  • Anish

    I am a salaried person & my father is disabled & paralysed since 2-3 years. His one side is paralysed & one leg & one hand doen not work. So he is all dependent upon my family only. I am the only person in my family to earn money. I spend Rs 11000/0 PM for my family which include maintance & medicines also. I want to know how can I claim the deduction under 80DD. I’ll have to furnish Form 10IA. But apart from the Form 10IA do I need to furnish any bills cause we do not have any bills to produce. I just transfer money to my fathers account every month for my families maintanance & medicines(Ayurvedic, for which we dont get any bills). Pls let me know if I can get the deductions without any Bills?

  • ahmed

    I am a Physically Handicapt 50% Disablity suffering from 3 years Dawuri case Mantenence case .Whate we will do asking my wife per month 8000/- now I am Un
    employ dayli wase jobs are drop for case problum.please help me sir and give me gaidence thank u sir.

    • ahmed

      I am a Physically Handicapt 50% Disablity suffering from 3 years Dawuri case Mantenence case .Whate we will do asking my wife per month 8000/- now I am Un
      employ dayli wase jobs are drop for case problum.please help me sir and give me gaidence thank u sir.