Procedure to know CIBIL credit information report

Today, everyone is aware of the word CIBIL. The Credit Information Bureau India Ltd. keeps the track on the creditworthiness of an individual. They have information about a person’s creditability. Cibil rates a person according to his/her payment track; this is commonly known as CIBIL credit information report.There are various slabs on which credit score is given to the customer and with the help of credit score, Banks check a customer’s creditability of paying anything that he/she is taking from them on credit either it’s a loan or a credit card. The credit score made it really tough for a customer to take anything from Bank on credit, as banks are checking credit score of a person before sanctioning a loan.

When a person was applying for a loan/ credit cards their application gets rejected and Banks give them the reason that your credit score was less that is why your application has been rejected. But what is a Credit Score that no body understood so far.

But now one can check there cibil score easily and after checking it can apply for a loan or for a card. Before this customer never had any idea about his/her cibil score.

Three ways to get your CIBIL credit information report

1) Get it Online

• To know your Cibil Score you just need to send a DD of Rs.142. Fill the form that you can download through this link

http://www.cibil. com/pdf/Consumer _Disclosure_ Form.pdf


Send the scan copy of the form at myreport@cibil. com

• Along with that you also need to send an attachment that will contain your latest identity proof and address proof.

• Once Cibil receives your documents and fees, your request will be processed and copy of your CIR (credit information report) will be dispatched to you.

2) Get it via Post

• Fill the form that you can download through this link

http://www.cibil. com/pdf/Consumer _Disclosure_ Form.pdf.
With a DD of Rs.142 and send it at P.O.BOX 17 , Millennium Business Park , Navi Mumbai- 400710.

• You also need to send your self attested documents i.e. your identity proof and latest address proof.

• Once Cibil receives your documents and fees, your request will be processed and copy of your CIR (credit information report) will be dispatched to you.

Phone Number – 022-61404300

3) Through Fax

• Fill the form that you can download through this link
http://www.cibil. com/pdf/Consumer _Disclosure_ Form.pdf mail self attested hardcopies of your Identity Proof and latest Address Proof documents with a DD of Rs. 142.

• Fax number 022-40789007.

• Once CIBIL receives the documents and Fees, your request will be processed and a copy of your CIR will be dispatched to you.

The Demand Draft is to be made in name Credit Information Bureau ( India ) Limited payable at Mumbai.

12 Comments on “Procedure to know CIBIL credit information report”

  • prakash wrote on 5 February, 2010, 11:22

    i want to join with your web

  • CA Sandeep Kanoi wrote on 5 February, 2010, 13:39

    You can subscribe for updates. we have option for the same in sidebar and also in header of site.

  • Rajesh Pabari wrote on 27 April, 2010, 11:17

    Related posts may be shown at the bottom as links so that I don’t have to search here and there for relevant information.

  • CA Sandeep Kanoi wrote on 27 April, 2010, 18:41

    Dear Rajesh,

    Earlier we were showing the same but due to heavy pressure on sever we were forced to stop. Serve up-gradation work is going on. May be by month end we will be able to show the same again.

  • vrajkumar wrote on 4 November, 2010, 18:34

    I also want to join

  • Sriram wrote on 17 March, 2011, 12:46

    Why is that one should pay and get his credit rating? Don’t CBIL has the responsibility to make person know their credit rating over a certain period? This way it can improve life and make things easier for the person who has applied for a loan/credit card. There are certain things that affect the rating as well. How can CBIL rating can be considered the final? There are lots of persons who has taken loans and cheated banks in higher positions but they are not affected? It is only middle class and lower middle class people who gets affected? We want to know the procedure how CBIl rates a person and the ratings should be known transparent. Why should one pay and get his credit rating? What is the government doing on this??????

  • JASHWANTLAL KODARBHAI RATHOD wrote on 8 September, 2011, 10:47

    Name :Jashwantlal Kodarbhai Rathod
    D.O.B.:01-11-1955

  • Jimmy wrote on 23 September, 2011, 18:02

    Now it’s easy to get the CIBIL credit score which includes the transunion score and CIR, you can fill the online request form on CIBIL website

  • dayanand srivastava wrote on 11 January, 2012, 17:31

    DAYANAND SRIVASTAVA 62227

    KAVITA SRIVASTAVA 62228

    PLZ SEND ME CC STATUES

    BLUE.DART COURIER REF: 857431213661449 R

    THANKS REGARDS
    DAYANAND SRIVASTAVA.

  • Ramesh.n wrote on 19 January, 2012, 12:27

    Hi sir/madam My name is ramesh.n my pan number and date of birth is 14/09/1980 -AGDPR3256N Kindly am requesting to know da cibil score. for future loans plz mail me da details by mail its very important & most urgent for me

  • Ramesh.n wrote on 19 January, 2012, 12:28

    Hi sir/madam My name is ramesh.n mobile number 9900366776 my pan number and date of birth is 14/09/1980 -AGDPR3256N Kindly am requesting to know da cibil score. for future loans plz mail me da details by mail its very important & most urgent for me

  • Ramesh.n wrote on 19 January, 2012, 12:32

    Hi sir/madam My name is ramesh.n mobile number 9900366776 my pan number and date of birth is 14/09/1980 -AGDPR3256N Kindly am requesting to know da cibil score. for future loans plz mail me da details by mail its very important & most urgent for me.plz do da courier to my resi-address- No 56 1st “A” main 7th cross rajiv gandhinagar sunkadakatte bangalore-91

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