CA. Tejas K. Andharia

After demonetization, usage of plastic money (like Debit Card, Credit Card etc.) is increased manyfold. But do you know that by using these cards, you might be getting some free points or free money?

First question is how can we know how many points are there in our card? In case of some banks, we can know about those points from our net banking account, but in case of some other banks, its very simple. Just open https://www.maxgetmore.com/  website and on the very first page appearing there, just “enter your card number” and click on “Show Points” button. Points and amount will be shown there. Names of banks (in terms of Logos) are also given on that page, so if you are using card of any of those banks, you can know the points from said website.  Following are those banks and institutions.

  • State Bank Rewardz (State Bank Group loyalty program)
  • BOI Star Rewardz (Bank of India Debit Card loyalty program)
  • Anmol Rewardz (Central Bank of India Debit and Credit Card loyalty program)
  • Anmol Rewardz (Karur Vysya Bank Debit Card loyalty program)
  • Utsav Rewards (Federal Bank Debit Card loyalty program)
  • Union Rewardz (Union Bank of India Debit and Credit Card loyalty program)
  • myKotakRewards (Kotak Mahindra Bank Galaxia Credit Card or Solaris Credit Card loyalty program)
  • Corporation rewardz(Corporation Bank Debit Card loyalty program)
  • Yes Rewardz(YES Bank Debit Card loyalty program)
  • PNB Rewardz(Punjab National Bank Debit Card loyalty program)
  • IOB Rewardz(Indian Overseas Bank Debit and Credit Card loyalty program)
  • Canara Rewardz (Canara Bank Credit Card loyalty program).
  • UCO Rewardz (UCO Bank loyalty program)
  • IDBI Delight (IDBI Bank Credit Card loyalty program)
  • Baroda Rewardz (Bank of Baroda Debit Card loyalty program)
  • SIB Rewardz (South Indian Bank Debit Card loyalty program)
  • Maha Amulya Rewardz (Bank of Maharashtra Debit Card loyalty program)

Second question is how can we redeem or encash those points? Option – (1) You may encash those points with use of app of that particular bank like SBI Rewards App in case of SBI cards, Option – (2) Some wallets also permit redemption of these points like Mobikwik (but in that case, those points will be credited to your wallet there in terms of money)  and Option – (3) sign up to https://www.maxgetmore.com/ and at the time of making purchase or paying bill or making recharge from that website, you can redeem those points and can pay only the balance amount from your bank account towards those transactions.

Video in Hindi language of this article is also prepared. Following is the link of same.

https://www.youtube.com/watch?v=koIu6OxA2zM

(CA. Tejas K. Andharia -B. COM, F.C.A., D.I.S.A.(ICAI),  D.I.R.M.(ICAI), Bhavnagar, Gujarat, tejasinvites@gmail.com)

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2 responses to “How to get free money from your Debit Card etc.?”

  1. avinash says:

    Thank you very much… so helpful.

  2. Vivek says:

    Thanks MR it is helpfull….

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