Everyone wants to invest their savings and rotate money in a right way. High Net worth Individuals has advisors to assist them in their investments while we too have a friend to assist us. Our friend’s name is “fisdom” who is just a click away in google play. Just download it and invest money to build your dream home or purchase a dream car for your loved ones.

Link to Download FISDOM APP from google Store-


An ordinary brain feels finance business is tricky. But fisdom is a sincere attempt to make it simpler and accessible. Download it right now and enjoy using it without leaving your money idle lie in savings account and you will feel that it is indeed true.

FISDOM gives us the ultimate freedom as it sounds like. There is no complex documentation process as expected by other financial agents. Everything is just a click away. Click picture of your pan card and upload it as proof. Upload your picture from the gallery. Say no to annoying paper works while you use fisdom.fisdom1But in the ever growing market of smartphone apps where bank and financial agencies have their own apps what is so different about fisdom?

Firstly fisdom is built keeping in mind non-savvy person or people like me who don’t have time to research the market themselves. The app makes it very easy to:

a) Become an investor

b) Make investments (currently in equity, debt and liquid mutual funds)

c) Track money in a jargon free manner

(No need to read the red herring prospectus unless you want to).

This is one of the best features that even if I can’t track personally the SENSEX or NIFTY myself due to office or travel, this app will help me make the right choice by offering right products based on past performance.

Secondly, the app has a very user friendly interface and a 4 digit pin helps you to keep it secure too. The app consists of several tabs to make it easy for users mainly – Invest, View, Register, Learn, Help and other system specific details including changing password etc. On the Investment tab, the app allowed me to check my long term or short term goal scenarios – SIP, tax saving, investing surplus money and goal based investing (retirement etc.). Investing surplus money has further three sub use cases which are investing into a) safe places like liquid funds, b) bond portfolios c) long term equity portfolios.

fisdom2The third feature that I loved about fisdom is that the app allowed me to decide on my asset mix (stock and debt) based on the goal I have in mind and then recommended me the best funds based on this asset mix. I could play with how much ever risk I wanted to take without having to depend on an advisor. I could actually check several options by playing with the risk pattern to check what kinds of options comes up and whether that can help me achieve my long term financial target. Building wealth is definitely my goal and FISDOM has helped me stay on target and reminds me that, it requires a strong discipline and systematic investment over a long period of time to achieve the same.

Unlike brick and mortar advisors, fisdom’s recommendation is purely based on internal research and is not influenced by commissions given by AMCs to the brokers. The research takes into account a variety of factors including past performance, underlying portfolio, fund manager track record, view on the markets etc. and also customer’s age. As financial markets change the information gets updated in the app to recommend the best options available.

Viewing portfolio is very simple – there are no complicated jargons and relative returns. Money is just treated as money and you can track your portfolio in multiple levels. One another feature I loved is the option to withdraw money in a single click from any investment at any time (yeah, on a trading day only – I suppose) and amount will come back to my bank account in a couple of days time for any emergency needs.

Knowledge is something that you develop over the years with reading or experience but there is a learn module in FISDOM where the app users can learn about various financial terms in their free time or breaks. I have the app installed on my Android phone and the options fisdom shows for investing are possibly best in trade but in the end as it all depend on the market and economy of the country, the risk we take is ours. FISDOM really makes it easy to invest but now we have to trust ourselves to start investing early to build the life we always wanted to.


What are you waiting for? Just allocate few MB space for FISDOM just like candy crush or angry birds but to play in real world to pursue towards your dream.

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